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Can I get a student loan?
Currently right now I am not in College. I am in a technical school attempting to earn 5 certifications that all apply to the IT field. The school itself financed me through one of their private lenders, and it payed for school completely.
However, I had to start making payments even though I’m still in school. BUT currently my unemployment has made it possible for me to make the payments needed so that I can finish school and find a really great job.
The problem is, is that all my other debts are starting to go into default. I have probably about 6-7 thousand dollars in debt. 5k of it is from Utility bills that my room mates left me with that I know they’re never going to pay back, and a 1.7k credit card bill due to the fact that the card was maxed out right when I was laid off (I had no idea I was going to be laid off, or else I would’ve not been so stupid).
Anyways- I really want to keep my finances in check just until I get a job through this technical school. I really would like to get a complete frest start, and when I get this new job- I can come out of it at least with the possibilty of getting a credit card or something so that I can start re-building my credit score.
With Unemployment I can easily afford my current student loan, so I’m pretty sure that if I could find some way to get the money to pay off all my bills: I could probably afford it, even being on unemployment.
I’d like to wipe my debt clean so I can start over when I get out of school.
How can I do that?
PS- I should note that right now I’m 26. That and I know I could make somekind of minimum payment to pay off my debts…but even by doing that- the collections are still going to be on my credit sheet. I want to find a way to actually get financing to pay off my debt without having any negative remarks on my statement.
Report Identity Fraud with no credit history?
I filled out an application sheet for a VoIP company (yorvoice.net) that turned out to be a pyramid scam selling a believed-to-be non-working product, left early.
I have been worried that they will do something with personal information they collected from me, perhaps open up credit card accounts, or sell the info.
I do not believe I have a credit history, and I tried calling the automated lines with two credit bureau, but both failed to identify my account with my info.
Now that I think about it… I’ll try to find out what info I put on my student loans and input that information into the automated hotline, see if that works.
3 Questions…
1. I own no credit cards, but I have student loans… I assume they are in my name and not my parents? So I should have credit history yes?
2. Is there a way to get in contact with a real person and not automated line for a credit bureau?
3. Any suggestions if I still can not get through to a bureau to put on a fraud alert?
There are two sources for student loans — the federal government and private lenders. In order to obtain most federal student loans, you will first need to file the Free Application for Federal Student Aid (FAFSA). A college student loan is a sum of money available to full time students, with a minimum level of interest required during the period in which they are registered as full time students.
Student Finance Confusion!?
I received an email last week informing me about the deadline approaching for student finance. However, they say they are awaiting “Sponser2 financial evidence” and I have no idea what it is!
It also said that whoever as been emailed separately, requesting the information. My mum hasn’t got an email about anything (nor has anybody else). We sent in the Tax Credit sheet with the rest of my information, so I’m not sure if they mean that.
I’m so confused! My course starts in just under 3 weeks and if I don’t get the maintenance grant, I simply cannot afford to go =(
Can anyone possibly clear this up for me?
Im a highschool student in grade 10 and failed Math and Science in grade 9?
Does this mean im going to have to stay a year behind after grade 12? because in the beginning of the year i selected classes for both semesters in grade 10 and now there registering me for credit recovery im not sure if they have canceled the classes i have chose in the course selection sheet does this mean im gonna have to take those two classes that transformed into credit recovery after grade 12??
See your school counselor about making up those courses. You might have to go to a summer school session or two.
Do schools get extra funds for each student in an honors class?
To be able to enter an Honors class in my High School, the only thing the student has to do is sign up for it on their class sign up sheet.
Now, for some reason, my school does not allow students to drop the class once they are put into it.
I believe the school makes money per person in an Honors class, and this is why.
Is this true, though?
And if it isn’t, why would the school not allow students to drop honors courses? Even if the student does not need the credit – and in fact needs the credit of another class.
Yes