Support Gay Community With Bank Of America Rainbow Card Platinum Plus Visa
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During these tough economic times, consumers across the country are seeking credit cards that offer low interest rates, no annual fees, and valuable rewards that can be earned and used within a short period of time. In addition to these requirements, credit card consumers are looking for cards supporting issues that matter. The Bank of America Rainbow Card Platinum Plus Visa is just that - a credit card that offers card holders valuable rewards in addition to supporting grants made to advance gay and lesbian issues. (www.gayrewardscreditcard.com). The Rainbow Card is a simple way to support your community and the advancement of equality throughout the country.
The Bank of America Rainbow Card Platinum Plus Visa has valuable features, including:
a For every new account that is opened and every purchase made with the card, Bank of America will make a contribution to the Rainbow Endowment - at no additional cost to you! The Rainbow Endowment is a grant making organization that funds the GLBT community.
Support Gay Community With Bank Of America Rainbow Card Platinum Plus Visa
a Earn 1 point for every net retail dollar and redeem your points for travel, merchandise, gift certificates, and cash.
a No annual fee.
a Online account access, get up-to-the-minute account information, schedule payments online, review statements and much more.
Support Gay Community With Bank Of America Rainbow Card Platinum Plus Visa
A credit card that supports gay and lesbian issues may be a valuable way to support charitable and socially conscious giving while still receiving valuable rewards in the current economy. At times when everyone's nerves are frayed because of uncertainty in the stock market, illiquidity in the credit market and the softening real estate market, one thing remains constant - our commitment to fighting for equality. The credit card application can be completed online in a few short minutes. Just visit www.gayrewardscreditcard.com or www.collegecreditbuilder.com/rainbowcards.htm to apply.
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Stafford Student Loan?
I am about to choose a stafford loan lender. if anyone know which of the following could be the best student loaner out of these.
Nelly Mae.
CollegeBoard.
Univesity credit
Chase bank
Bank of america,
Sally Mae,
Wachovia,
Wells Fargo,
Sun Trust Bank,
Key bank,
college Loan Corp,
Student Loan Express,
A+ Funds ?
I would appreciate any feedback or tips for choosing the right one.
Thanks
Recent graduate applying for first credit card?
So I’ve just recently graduated from university, have checking and savings accounts with Bank of America, and have a student loan which I’ve been on-time with all payments. Now as a means of building credit, I’m attempting to apply for my first credit card.
A few questions I have:
1. Can I still claim to be a student as occupation, or do I really have to say that I’m unemployed just because I haven’t found a job within two weeks of graduating?
2. If I have to say I’m unemployed, will that pretty much destroy my chances at an unsecured Visa card?
3. Would having a cosigner change the above question’s answer?
4. I pretty much know the answer to this one, but is there any way I could use the student employee position I just left as my application occupation?
Any other tips are appreciated.
Good news then, I am about to turn 22. So what now?
It would probably be better for you to check with your school and see what they recommend.
I Want To Build My Credit, Need Help Picking A Credit Card?
Right now I’m 18 and in college and I want to start building my credit. I only have a debit card with Bank of America and heard I should get a credit card to build my credit. I’m between BankAmericard Visa Card and the Student Platinum Plus Visa credit card, which would be better? I was planning to use the card a few times on really cheap items (under $50) and use my debit card to pay it off in full. Is that what I should do to build my credit? Any tips and recommendations on the right way to build my credit would be really helpful since I’m new at this!
-I’ve been hearing about a secured credit card, don’t know if that’s different from a student credit card.
-I also took a loan for school recently
If you are not a student, don’t say you are.
It’s best to wait until you have a job to apply for any type of credit.
Building credit is very important in today’s world, however finding a job is more important.
Remember, the definition of Fraud is:
lying for personal financial gain. You don’t want that on your conscience.
These are great questions you’ve asked. It shows your maturity and willingness to build a good name (credit).
Being a student doesn’t qualify you for a card either so it probably won’t help anyway. A cosigner may help, depending on the bank that issues the card. Also, look into a secured credit card with your local community bank. Community Bankers typically are willing to issue a card to someone based on a cosigner. Usually after 6 months to a year of good history you can switch to unsecured.
A secured card would be based on your savings or a CD (certificate of deposit). Say the CD is $500. So is the line of credit on your card. You don’t pay, they take your CD. It cuts the risk of default for the bank.
Student loans and credit?
I’m 20 y/o, have 3 credit cards all in good standing, pay above the minimum every month and ahead of time…I’ve had 2 of the cards for over a year and one since Dec. 2006..I don’t plan on getting anymore in hopes of building my credit. I just received a $1000 increase on my Bank of America Gold visa C.C…does this mean my credit is good or is it a “thank you for doing business with us”?
I would like to get a student loan to (hopefully) study abroad during the summer for a month and to take summer classes back in the states by March (if I study abroad) or by May if I stay here and take classes. I don’t have a reliable co-signer, so what are my chances of getting a decent sized student loan in 8-10 months? All C.C’s are under their limits and I’ve been at my job for over a year (will be 2 years next July)
Any tips for how to make sure I can get approved? (Other than checking my credit score bc I plan on doing that)
Thanks!
I tried applying for private student loans and I always needed a co-signer which I don’t have..my mom is the only one that could do it and her credit is completely shot. Would I have a better chance going to the bank that I have an account and C.C with?
Thanks for all the answers so far!
I have Federal Loans and if I want to take summer classes at $450 per credit hour (plan on taking 15 credits + books + hopefully studying abroad) it comes out to a lot of money and at my school they take away from your aid for the Fall/Spring semesters and use it for the summer…I know I have to make an appt with Fin.Aid but I was just curious about a private loan…paying them back won’t be a problem because it will be right when I graduate.
Chances are if they gave you a credit limit increase, you do have good credit. It means you have made your payments on time and are not in over your head.
Government student loans do not go by credit score, so you will be fine there. If you need more, you will have to get a private loan and they are not that hard to get either. I’m willing to bet your credit is good enough to get ‘em.
Good job on keeping your credit good!
Good on you for being 18 and credit-concious! Start with either card, it’s not really that important which one you choose. It’s a matter of picking which card offers features that are most imporant to you ie) points, rewards, low interest, etc…
You’ve got the right idea, use the credit card sparingly for things you actually need but not going over board on ie) food, gas, clothes, etc… $50-100 is a good start. Pay in full and on time each month to establish positive repayment patterns.
A secured card is for people who cannot qualify for a regular card due to no/low/new credit score or poor credit history. The only difference is you have to put the money up front with the card issuer and then they’ll give you a credit card for the same $ for $ amount.